Choosing Chello: A Proven Partner for Driving Growth Through Financial Innovation
Modern medical practices face rising costs, unpredictable reimbursements, and uneven cash flow. In 2024 alone, 92% of healthcare groups reported increased expenses—making it harder to stay afloat, let alone grow.
Many medical practices turn to traditional lenders, but rigid terms and slow approvals rarely solve the real problem: cash flow that doesn’t match the pace of healthcare.
If that sounds familiar, it’s time for a financial partner built for how healthcare actually runs. A Chello medical practice credit line offers fast access to funding and real-time cash flow tools so you can move forward with less stress and more control.
What Is Chello?
Chello is a financial platform built specifically for healthcare practices. It offers flexible medical practice credit lines and built-in tools that track, analyze, and forecast cash flow in real-time. Unlike traditional lenders, Chello connects with your existing systems—bank accounts, accounting software, and insurance claims—to give a clear, up-to-date view of your financial position.
That means less manual work, fewer blind spots, and faster funding access when needed. Chello gives you access to everything in one place, making it easier to take action and plan.
How Chello Helps Drive Growth
Growth depends on having the right tools at the right time—capital, real-time insights, and the ability to act before small issues become larger setbacks.
Here’s how Chello’s medical practice funding model supports these needs:
Funding That Follows Your Flow
Chello looks ahead using your financial data to power funding that tracks your upcoming needs. When a shortfall appears, capital is ready—before cash runs low.
- Credit lines linked to future projections
- Fast approval based on income—without a lengthy application
- Access capital before cash crunches hit
This approach gives you a reliable way to cover expenses and invest in growth without waiting on a bank.
Visibility Into Your Financial Health Every Day
Forecasts aren’t helpful if they’re vague or out of date. Chello uses real-time numbers to generate daily insights and forward-looking projections.
- Daily cash flow scores
- 90-day revenue and expense forecasts
- Data pulled directly from connected systems
With a more accurate picture of what’s ahead, you can plan with more accuracy and less guesswork.
Alerts That Help You Stay Ahead of Problems
Instead of reacting to missed payments or income gaps, Chello flags potential issues before they affect your practice.
- Automatic alerts tied to forecast changes
- Suggestions for funding options when needed
- Fewer surprises across your billing cycle
These alerts give you time to act, not just respond.
On-Demand Transfers With Chello’s Boost Funding Engine
Unexpected expenses don’t wait and can disrupt staffing, supplies, and patient care. Chello’s Boost Funding Engine puts cash in your account fast—often within minutes.
- Tap into capital while referencing projected revenue
- Cover payroll, rent, inventory, or equipment
- Move funds directly to your business account
This feature gives you breathing room to make timely decisions and keep your practice on track.
Common Scenarios Chello Helps Address
Practices run into financial friction all the time—whether from timing issues, reimbursement delays, or expansion plans. Here are a few situations where Chello can help keep growth moving forward:
Covering Payroll During a Revenue Slowdown
A pediatric clinic experiences a slowdown in insurance payments due to the “summer slide” just days before payroll is due. Chello’s forecast flagged the shortfall early, and the provider was able to access capital through the Boost Funding Engine, allowing the clinic to pay staff on time without scrambling for an external loan.
Expanding to a Second Location
A dermatology practice is preparing to open a second location but faces an upcoming dip in revenue due to delayed reimbursements. With Chello’s 90-day projections and flexible access to funding, they adjust their timeline and move forward without falling behind on vendor payments.
Staying Ahead of Cash Flow Surprises
A solo provider juggles multiple systems and often finds out about cash flow issues too late. After connecting their healthcare software to Chello, she receives daily updates and early alerts, giving her time to adjust spending or delay nonessential costs before cash runs low.
What Practices Are Saying
Chello has helped several healthcare practices manage billing disruptions and cash flow challenges. Here’s real feedback from one provider:
“Chello helped our office get through a clearinghouse disaster and a major insurance provider somehow changing our NPI in their system! This caused serious delays in reimbursements for 3-4 months! Chello allowed us to stay operational and not skip a beat. It is so easy to use we have decided to keep the line of credit open for whenever we may need additional funds!” —Barrett Whole Body Chiropractic
Take Control of Cash Flow and Keep Growth Moving
Unpredictable revenue shouldn’t hold back hiring, expansion, or daily operations. Chello’s credit lines for medical practices offer a way to make data-driven decisions before cash flow becomes a problem.
With funding tied to your cash flow, daily financial updates, and quick access to capital, you don’t have to slow down when challenges arise. Partner with us today—apply online to get the support you need to scale your practice.
